Pre-existing Conditions

Q. There has been lots of talk lately in the Health Care Reform debate about pre-existing conditions.  What exactly IS a pre-existing medical condition and do international health insurance companies cover them?

A. International health insurance plans are very similar to private health insurance plans in the U.S. regarding pre-existing conditions. That is, serious conditions can cause a declination and most require a temporary or permanent exclusion.   But what exactly is a pre-existing condition? A pre-existing condition is any health issue that has shown symptoms, been diagnosed, received care or has been treated prior to the start of the effective date of insurance coverage.

If you are unsure of exactly what might qualify as a pre-existing condition in your case feel free to contact us at and we can help to clear up any confusion.

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